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Unchain Yourself From Your Mortgage and Debt Much Faster
Our founder, T.J. Marrs, researched and developed our systems and software which makes it possible. With his background in Naval Intelligence and Cryptography, plus his 10+ years in the mortgage and real estate investing business, T.J. developed this advanced mortgage acceleration strategy. No other system available works as efficiently.
What do you get once you get the Living Free and Clear system?
SYSTEM 1 – "Get Debt Free" – Debt Elimination System & Software
This simple software and training system helps you organize your debts and start attacking them in the correct order, for maximum results. Our software will guide you each step of the way. This simple to use system is a great place to start, if you have credit challenges, or cannot obtain the necessary line of credit to start the Mortgage Accelerator program yet. You can literally start in minutes after you download the software.
Complete course, audios, workbook, and software included (requires Microsoft Excel compatible spreadsheet software)
SYSTEM 2 – "Living Free and Clear" Rapid Mortgage Elimination System & Software
This system simply helps you pay off a mortgage, faster than any other technique known. You can do this program without refinancing in most cases.
KEY #1 “Flex Line” Account
The FLEX LINE will become the new bank account to move your monthly cash flow through. As you follow this sytem, it affects your Average Daily Balance (ADB). It works a lot like a checking account. You make deposits and write checks. That’s it. The account must have check writing privileges and few limitations on its use. Even if the FLEX LINE you choose has some restrictions, we will show you how to execute your plan in our training.
A “Lower Average Daily Balance” or ADB on your overall debt, results in less interest compounding than you would incur on a traditional mortgage plan. This Lower ADB effectively causes an "interest cancellation" effect to take place automatically on your primary first mortgage. If you owe less on average throughout each month, you pay less interest. You will be shown how to “park your money” in this account vs. a traditional bank account. This causes a lot less interest to be paid and thus causes more of your money to be applied to principle reduction faster. Automatically.
KEY #2 Flex Line Account Manager Software – our secret weapon
The software gets you off the "Yellow Brick Road" of financial planning ( no plan at all ), and gives you a real target to shoot for each month, and long term. It will guide you to success with tangible and track-able results. This online system gives you a virtual tracking system to see your accounts paid off in record time. The algorithms in the software take in your simple data input, and performs over 1200 pages of internal spreadsheet computations, with each entry you make.
THEN EACH MONTH YOU WILL SIMPLY
1. Deposit your paycheck or average income each month into the Flex Line account .
2. Pay your bills from this special "mortgage linked" account, just like you would as if the money was from a regular checking account. Apply some other advanced deferral strategies we will also teach you, for even better results. Follow the payment plan and schedule, as the software indicates. We even send you monthly payment reminders to keep your timing on track for maximum results.
Complete course materials, videos, live training webinars, audios, workbooks, and online account based software included.
NOTE: Some credit is required for this phase, but we can help you with that as well. Zero equity is ok with good credit. We do not place or guarantee loans however, we give you sources and direction to do that.
SYSTEM 3 – Credit Builder System (if you need help there first)
With our powerful Self Help Credit Repair Kit, you will have everything you need to start improving your credit rating quickly. The sooner you get your score higher, the sooner your life can change for the better.
– Lower rate loans
– Lower car payments
– Lower house payments
– Lower insurance costs
– Better for job screening
– Better options in life
With a few short template letters you can get your score higher. We’ll show you how.
SYSTEM 4 – Massive Income Generating Affiliate System (optional)
Start generating cash deposits directly into your own paypal account.
Send as few as 4 – 5 referrals and your own system’s net monthly cost is effectively free.
PLUS earn multi-tiered overrides and perpetual long term residual income.
We give you a complete, ready to promote web site, lead system, marketing tools, back office management, and immediate DIRECT DEPOSIT into your account every month.
Getting start takes just 2 easy steps.
1. JOIN below and pay your initial trial fee.
2. Receive your getting started emails, and you are in.
Results will vary, exact results cannot be predicted nor are expected.
Numbers shown are for compensation plan calculation and demonstration examples only.
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Why even consider learning these strategies and using our system,
because we help address these issues:
Average Cost Of Per Year College = $10,000 (Public) – $40,000 (Private) Average Cost Of Ph.D or Doctorate = ~ $200,000 Average US Salary Income = $48,000 (U.S. Concensus Bureau)
~ The average outstanding credit card debt for households that have a credit card was $10,679 at the end of 2008. One year earlier, that average was $10,637. (Source: Nilson Report, April 2009)
~ "As household wealth has declined in the downturn, more American families are facing financial distress due to high debt burdens. In 2007, before the recession began, 14.7 percent of U.S. families had debt exceeding 40 percent of their income." (Source: U.S. Congress’ Joint Economic Committee, "Vicious Cycle: How Unfair Credit Card Company Practices Are Squeezing Consumers and Undermining the Recovery," May 2009)
~ Undergraduates are carrying record-high credit card balances. The average (mean) balance grew to $3,173, the highest in the years the study has been conducted. Median debt grew from 2004’s $946 to $1,645. Twenty-one percent of undergraduates had balances of between $3,000 and $7,000, also up from the last study. (Source: Sallie Mae, "How Undergraduate Students Use Credit Cards," April 2009)
~ The average American with a credit file is responsible for $16,635 in debt, excluding mortgages, according to Experian. (Source: U.S. News and World Report, "The End of Credit Card Consumerism," August 2008)
~ 76 percent of undergraduates have credit cards, and the average undergrad has $2,200 in credit card debt. Additionally, they will amass almost $20,000 in student debt. (Source: Nellie Mae, "Undergraduate Students and Credit Cards in 2004: An Analysis of Usage Rates and Trends.")
~ Average credit card debt among indebted young adults increased by 55 percent between 1992 and 2001, to $4,088. (Source: "Generation Broke: Growth of Debt Among Young Americans")
~ The average credit card indebted young adult household now spends nearly 24 percent of its income on debt payments, four percentage points more, on average, than young adults did in 1992. (Source: "Generation Broke: Growth of Debt Among Young Americans")
~ The average college graduate has nearly $20,000 in debt; average credit card debt has increased 47 percent between 1989 and 2004 for 25-to 34-year-olds and 11 percent for 18-to 24-year-olds. Nearly one in five 18-to 24-year-olds is in "debt hardship," up from 12 percent in 1989. (Source: Demos.org, "The Economic State of Young America," May 2008)
~ 26 percent of Americans, or more than 58 million adults, admit to not paying all of their bills on time. Among African-Americans, this number is at 51 percent. (Source: National Foundation for Credit Counseling, 2009 Financial Literacy Survey, April 2009
~ Personal bankruptcies surged to more than 1 million filings in the United States in 2008, the most since a rewrite of bankruptcy laws took effect in 2005. (Source: American Bankruptcy Institute, January 2009)
~ Young Americans now have the second highest rate of bankruptcy, just after those aged 35 to 44. The rate among 25- to 34-year-olds increased between 1991 and 2001, indicating that this generation is more likely to file bankruptcy as young adults than were young boomers at the same age. (Source: "Generation Broke: Growth of Debt Among Young Americans")
~ 72 percent of cards included offers of low promotional rates which issuers could revoke after a single late payment. (Source: Pew Safe Credit Cards Project, March 2009)
~ 92 percent of cards included a fee for exceeding the credit limit, including 100 percent of all student cards. The amount of the overlimit fee is $39 on most accounts. (Source: Pew Safe Credit Cards Project, March 2009)
~ As of March 2009, U.S. revolving consumer debt, made up almost entirely of credit card debt, was about $950 Billion. In the fourth quarter of 2008, 13.9 percent of consumer disposable income went to service this debt. (Source: U.S. Congress’ Joint Economic Committee, "Vicious Cycle: How Unfair Credit Card Company Practices Are Squeezing Consumers and Undermining the Recovery," May 2009)
~ The average credit card indebted young adult household now spends nearly 24 percent of its income on debt payments, four percentage points more, on average, than young adults did in 1992. (Source: "Generation Broke: Growth of Debt Among Young Americans")
~ U.S. consumers racked up an estimated $51 billion worth of fast food on their personal credit and debit cards in 2006, compared to $33.2 billion one year earlier. (Source: CardData.com)
~ The average college graduate has nearly $20,000 in debt; average credit card debt has increased 47 percent between 1989 and 2004 for 25-to 34-year-olds and 11 percent for 18- to 24-year-olds. Nearly one in five 18- to 24-year-olds is in "debt hardship," up from 12 percent in 1989. (Source: Demos.org, "The Economic State of Young America," May 2008)
DOESN’T SOMETHING HAVE TO CHANGE? THE TIME TO ACT IS NOW!
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Our guarantee for the LFC program makes this totally risk free!
1. Take advantage of our 365 day no risk test drive (must use it for a full year first).
2. Set up your own user name and password with the tool we provide instantly.
3. Watch the training videos and review the brief manual.
4. Attend a live training support Webinar or videos when available.
Once you understand this system you can even learn
how to apply this to investment properties.
T.J., along with his team of financial wizards, developed this easy to use system for creating wealth with your mortgage. The system forces more of your same dollars normally going into interest, to be applied to principal at a rapidly progressive rate…automatically. When more of your dollars are applied to principal faster, less interest is paid, therefore the debt pays off faster. No wonder many call this “the banker’s compound interest secret revealed”. BUT it does take the necessary tools to plan and execute.
Typically this strategy will eliminate about 50% to 70% of the payments you would normally pay. Those payments go right into your “Equity Pocket”. That is real money you can use for better purposes than paying interest. All with the same dollars you use to live on now. Now that is a wealth plan!
The Most Efficient Method Available
These systems is simply the fastest we have seen to repay a mortgage and debts in a fraction of the time. What would change in your life if all your debts disappeared tomorrow? Would you…
- Take more vacations?
- Retire sooner and better?
- Stop working 2 household jobs?
- Sleep better?
- Spend more time with your family?
- Start that dream business?
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Which first year result do you want? The OLD WAY or NEW Way?

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90 Days Interest LOST $3,497
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90 Days Equity Gained $494.69
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1st Year Interest LOST $13,935
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1st Year Equity Gained $2,031.62
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OR First Year Results Like This
Using the Living Free and Clear (TM) Mortgage Elimination System

| After 90 Days Extra Possible Equity Gained |
$4,637 |
| After 1 Year Extra Possible Equity Gained |
$19,241 |
Results are not common, scenarios vary
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The entire system will only cost (over time), less than 1 or 2 typical mortgage payments
in exchange for eliminating up to 100 to 200 + payments!
The Software and Simple Training is the key
Our Clients & Affiliates include people from all walks of life
…I’m know that some people doubt the authenticity of the information, but I’m a CPA and I believe that the information will allow people to achieve debt freedom much easier and faster. John S. – CA
…Just wanted to thank you for your most valuable advice yesterday. As you suggested, we talked to loss mitigation ourselves rather than having a company do it for us. And we were successful in getting a payment plan worked out. You were right. We would have had to pay the mortgage company and the loss mitigation company too. We would have had to pay double at least had we not gone direct to the mortgage company. Although I don’t think my situation was what LCF was designed for, your advice was so crucial to our situation, it alone paid for the purchase of the system . Lill G – FL
…Thank you. I am so happy that I found about you guys. You are all a pleasure to be around. I am so honored to be connected with you all. I am deeply and eternally grateful for you and everyone else in Debt Cash Generator. My family and I deeply thank you from the bottom of our hearts. Sylvia R – St. Louis, MO
…I was a true skeptic . After the presentation, I was convinced this could help me and many others in paying down a mortgage in record time. I look forward to learning and using the program in my quest to become debt free. John W – FL
…I started the program with the help of TJ in January and now 6 months later I’ve already paid off $10,000 of my mortgage . This is no joke. I will be debt free before I know it! Adam S – Portland, OR
…The thrill of graduating from pharmacy school was quickly overcome by the dreadful realization that I had huge loans to repay. On top of my ridiculous student loans, my job as a traveling pharmacist required a reliable car. $15,000 dollars later (after a $3,000.00 down payment) I had a good car and bad feeling- how could I afford $250.00 monthly car payments on top of my regular $400.00 student loan payments? After talking with my success coach he helped me realize that if I paid off my car in 6 years according to the terms of the car loan- it would cost me thousands of dollars. Then he showed me how much money I would lose if I paid my college loan off in 30 years. I was astounded . I decided to follow the formula. I now sleep easier knowing that I will save so much money by following the plan and be debt free in 5 years !!!" Cullen S – Portland, OR
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Here is what you get…3 Systems In One
1. Rapid Debt Eliminator System
(software & tools)
2. Living Free and Clear (TM) Mortgage Accelerator Course and Software System
(now all online).
3. Credit Power Kit – Build Credit Ratings Fast.
4. Listen in on our BONUS TRAINING CALLS
on our NEW – 90 Day Mortgage Settlement System - Learn to pay off most mortgages in as little as 90 days, not years…no qualifying or new loans required!
(Materials not included – sold separately)
+Access Our Viral Income Generator Affiliate Opportunity
Download-able materials, and may vary from picture.
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The Complete Online System Includes:
(Physical shipped version N/A for download only options below, Premier System will be shipped Fedex ground)
1. “Living Free and Clear” ® Premier Course (a quick read) & Flex Line Manager Software
- How to become debt free and pay off your mortgage in about 1/3 the time (based on a comparison to a recent standard 30 year fully amortized mortgage).
- Learn 3 proven systems that work for almost any situation – including yours and those you know.
2. “Get Debt Free” ® Bonus Course (on CD rom) & Debt Accelerator Software
(no line of credit or loan qualifying needed)
- How to build a great credit rating & How to better manage debt and stay out of debt.
– How to reduce your taxes and stay out of trouble with the IRS.
– How to deal with credit problems more effectively
– How to use your credit MORE EFFICIENTLY to build your portfolio of investment properties, & more.
– Software to help you eliminate debts if you have too much credit card debt to start with.
Everything you need is included ….
1. Complete set of Audio CD’s (now download-able)
2. 20 minute FAST START VIDEO (via the web). Gets you started in just a few minutes!
3. PLUS 3 Easy to Use and Essential To Success Software Tools
This technology is required and proven to build your personalized plan, dramatically increase
your results, and keep you on track over the long term .
4. FREE Weekly Q&A Training Calls and webinars to learn how to use your tools .
We’ll help run your software for you. You just load it, input your numbers, and we will join you online to review and finish your plan FOR YOU. These coaches are independent associates and customers just like you.
5. Online support and system – free updates with subscription
6. Simple to get "Flex Line" Account Resources and tools
7. Free credit evaluation. If you have credit issues, we can assist you with the most powerful credit restoration system available anywhere, with a $10,000 results guarantee (extra fee apply to have the legal process performed – call for details). The credit builder kit is free, but actual credit repairs "services" are extra if needed.
Unlike other similar sounding systems, we even show you a strategy and software that required no credit and not lines of credit. You choose which program is right for you.
PLUS – Discounts on future group training on: Asset Protection & Estate Planning * Creative Real Estate Investing * Money Making Systems * Seminar Partnerships, and more
Just a few referrals plus pass up override sales can earn your investment back
several times over. So your risk is LESS than zero if you intend on making money.
HOW QUICKLY CAN YOU EARN BACK YOUR INVESTMENT?
That’s typically less than you’ll save in equity gain in the first month or two alone!
Of course earnings are entirely up to you. Just share the good news.
TRULY RISK FREE TO START NOW for FREE
(10 day trial before first charge)
Then pay $27 per month until you are MORTGAGE debt free
STOP AT ANY TIME – why pay $3500 or more up front for a less capable system elsewhere.
And under our affiliate program, with a few referrals, you cost can be ZERO net.
12 MONTH 500 times the investment guarantee
If after watching the easy to use training videos and actually setting up and using your Living Free and Clear software for at least 12 full months, document the account results. If the system will not indicate you will save 100 times what you paid for the program, compared traditional amortized mortgage, you will be entitled to a full refund in that 13th month*. It is that simple. So you have NOTHING to lose by starting today, except paying more interest.
SO PAY YOURSELF THIS MONTH OR PAY YOUR BANK MORE WASTED INTEREST.
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WHY TAKE A LOOK NOW?
- Get our exclusive Debt Payoff Software and System – No credit or credit lines needed. for this option. Use this as a staring point in the event your credit needs some improvement, or you need to pay off a few debts first . Some users with challenged credit do this before obtaining using the Living Free and Clear Flex Line system.
- NOT EXPENSIVE – About one average mortgage payment total cost over time. VS risking $3500 or more other system charge.
- BONUS CREDIT LINE STRATEGIES AUDIO TRAINING – How to set up a company to obtain credit lines, and use them for commercial or multiple properties. Even if your personal credit is damaged or even if you have negative equity, this system can show you how to still succeed.
- INSTANT ACCESS ONLINE SYSTEM and download-able software access – be online in minutes.
- Training Webinars and 24/7 videos in your back office.
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Get The Living Free and Clear – FLEX LINE
Mortgage & Debt Elimination
System + Income Generating Affiliate System
SPECIAL LIMITED TIME OFFER
This System Includes:
- Complete access to our online courses and tools.
- Access to one property account to manage.
Multiple software accounts also available upon request.
- Regular training calls and webinars, all you need until you are set up.
- Multiple credit line sources to obtain your accounts.
- PLUS you get a bonus system that requires NO credit as well.
- Online Training “Quick Start” video and audios.
- Live Q&A sessions weekly (small group classes).
- Live event discounts and more.
- Get a free account to our discount REVERSE AUCTION to help you get brand name items for huge discounts, which makes the Mortgage Accelerator work even better.
- Special money making offers, and more.
- Start re-selling and GROWING your own re-seller business
in minutes too
BONUS TRAINING CALLS ON:
Our new "Mortgage Cancellation Process" which can show you how to settle and pay off a mortgage and other debts, in as little as 90 DAYS – NOT years
(those course materials and forms not included – sold separately).
Access to the full system for pennies a day,
in exchange for eliminating 100 – 200 payments.
Guaranteed results or no risk to you*.
Now includes our affiliate reseller program.
Receive this additional bonus today, as our thank you gift
Get it now for just FREE for a 10 day full use access.
Then just auto-pay $27 a month.
Stop at any time (with 72 hour notice).
PLUS just a few referrals can easily create more
monthly income than the monthly cost fast.
GET STARTED HERE
NO BRAINER – 4 REFERRALS = ZERO NET COST
In the next month alone you may save more than the investment in the program + You could earning income tomorrow too. Be sure to log in right away and follow the essential set up steps. No refunds after scheduled charges.
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Proud supporter to end the 60,000 page abusive tax system and create Personal and National debt freedom for America

Find out more today
Installable software is primarily for Windows based PC OS users, 2000 and newer, and using Internet Explorer. Other format users can access all content via the web as well. **Terms and conditions apply with software based products (see below). Detailed instructions are found at the web site. Online ordering is the fastest and most secure option. If you have problems, call during business hours (10am – 6 pm Pacific Time). Someone will likely follow up the next day to complete your order. Questions after your order? Use our contact us page.
DISCLAIMER – This system merely provides a best estimate. Examples and course evaluations given are for demonstration purposes only, and should not be construed as a specific guarantee of results. Results vary due to multiple factors such as interest rates, income, timing, credit rating, program management, and other issues. LENDING DISCLAIMER: Asset Solutions 2100, LLC is not a licensed mortgage lender. Lending services are provided by a “preferred” national mortgage lender. Loan qualifications are not implied nor guaranteed. *RETURN & REFUND, POLICY AND GUARANTEES FOR THESE PRODUCTS ARE FOUND ON OUR COMPANY AND POLICIES PAGE. **APPLIES ONLY TO MONTHLY BASED SUBSCRIPTIONS upon request.
© Copyright 2009 – Asset Solutions 2100, LLC / Living Free and Clear ™ .
All Rights Reserved.
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